Car sales tax · Oklahoma

Oklahoma car sales tax

Oklahoma car sales tax is two taxes paid at titling: a 3.25% motor vehicle excise tax and a 1.25% sales tax, 4.5% in all. Service Oklahoma's title instructions say not to subtract a trade-in, so a $28,000 car with a $6,000 trade-in still owes $1,260.00.

Car Cost Calculator editorial teamUpdated 1 source

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Oklahoma car tax calculator

State rules in force November 2026

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Oklahoma: motor vehicle excise taxEstimate

Tax due$1,260.004.50% of the price
Price after trade-in, with tax and fees$23,260.00before title and registration
Price$28,000.00
Trade-in (not credited for tax)−$6,000.00
Taxable amount$28,000.00
Motor vehicle excise tax (3.25% of $28,000)$910.00
Sales tax (1.25% of $28,000)$350.00
Total tax$1,260.00

Here the trade-in does not reduce the tax.

How it is calculated. Tax = 3.25% excise + 1.25% sales tax, each on the purchase price (or taxable value), with no trade-in deduction.

Oklahoma's excise and sales tax on vehicles

Service Oklahoma collects an excise tax of 3.25% of the purchase price or taxable value and a sales tax of 1.25% of the actual purchase price when you title a vehicle, unless an exemption applies.[1] Its title-transfer instructions say: do not subtract the amount given for a trade-in from the purchase price.[1]

Oklahoma car tax examples
CaseTaxShare of price
$28,000 car, $6,000 trade$1,260.004.50%
$40,000 truck$1,800.004.50%
$9,000 used car$405.004.50%

Trade-in and the sales tax partA 2023 change may let the 1.25% sales tax be figured on the price minus a trade-in; we could only see that in a summary, not the rule itself, so the calculator follows the title instructions and taxes the full price. The difference is 1.25% of your trade-in value.

Disabled veterans can be exempt on one vehicle every three years.[1]

Compare states on the car sales tax calculator, include the tax in a budget with the car affordability calculator, or see the yearly total on the cost of owning a car calculator.

Frequently asked questions

What is the sales tax on a car in Oklahoma?

4.5% in all: a 3.25% excise tax and a 1.25% sales tax.

Does Oklahoma deduct a trade-in from car tax?

Service Oklahoma's title instructions say not to subtract the trade-in.

When do you pay car tax in Oklahoma?

When you title the vehicle with Service Oklahoma or a tag agent.

Sources

  1. Title Transfers - Motor Vehicles Division SOP G.02 (3-18-2025) · Service Oklahoma / Oklahoma Tax Commission, accessed November 14, 2026